Your Account, Our Terms – What You Need to Know

By creating a cosmictoto account, you confirm you are of legal age to play where local law permits, and you accept these terms in full. Your account is personal — you cannot share it, sell it or let someone else use it. We verify your identity

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   when you first deposit and before your first withdrawal to keep fraud out. If you breach these terms, we can pause your account until we resolve it. You keep the right to close your account at any time; your wallet balance stays yours. We store your

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   account data in line with local privacy law and only use it to run your account, process payments and contact you about your account status.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.

Deposits via DANA, OVO, GoPay and QRIS usually clear in under one minute; the amount appears in your account chip row as playable balance. Minimum deposit is set in your account region; maximum per transaction is shown at checkout. Withdrawals go back to the same payment

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   method you used to deposit. Your account balance is always yours — if you close the account, we return the full balance to your verified payment account within 3 business days. We do not charge withdrawal fees. If a deposit fails to clear within 10 minutes,

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   contact support immediately with your transaction reference; we'll investigate and restore the amount if the error is ours.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.

When you bet on Live Roulette, Garuda Gems, Royal Fishing or any other game in your lobby, your stake is deducted from your account balance and the game outcome is determined by our game servers or the live dealer. All game results are final once the

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   round closes. You cannot cancel or reverse a bet after you confirm it. Payouts are calculated according to each game's posted odds and returned to your account as playable balance; you may withdraw, replay or place a new bet immediately. Some games (like Crash Games and

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   Bingo) have special rules; read the in-game rules before you play. If you experience a connection drop during a game, the game continues on our servers and the result stands. Your account balance is reconciled every 30 seconds.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.

We may update these terms at any time. We'll notify you by email and in your account dashboard at least 14 days before any material change takes effect. If you do not agree with a change, you may close your account before the new terms apply.

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   We reserve the right to restrict or suspend your account if we detect fraud, terms violation, payment disputes or suspicious activity. You will receive written notice and a chance to respond before permanent closure. We do not allow automated betting software, account sharing, or bonus abuse.

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   Violation of these rules may result in account suspension and forfeiture of winnings. Where local law permits, we may pause your account temporarily for investigation without prior notice if we detect high-risk activity.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.